Pedestrian Accident Claims in Utah

A pedestrian has no protection in a crash, so injuries are serious and the claim is high-stakes. Here’s how it works in Utah.

By the Car Accident Center editorial team · Last reviewed: June 2026

General information, not legal advice.

Injuries are usually serious

With nothing between them and the vehicle, pedestrians often suffer fractures, head and brain injuries, and spinal damage — even at low speeds. That means higher medical bills, longer recoveries, and a claim where getting the value right truly matters. Fast, thorough medical care is both a health priority and the foundation of the claim.

Who pays — and how your own PIP can help

The at-fault driver’s liability insurance is usually the primary source of recovery. But Utah’s PIP coverage can also apply to pedestrians: your own auto policy’s PIP may pay your first medical bills even though you were on foot. ⚠ Coverage depends on your policy, so confirm it — and if the driver was uninsured or fled, uninsured-motorist coverage may step in.

Fault and crosswalks

Drivers must yield to pedestrians in marked and many unmarked crosswalks, but insurers often argue the pedestrian was partly to blame. Under Utah’s comparative-fault rule, your recovery drops with your share of fault, so evidence — signals, witnesses, video, and the police report — matters. An attorney makes sure the driver’s responsibility isn’t quietly shifted onto you.

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