Hit by an Uninsured or Hit-and-Run Driver in Utah?
A driver with no insurance — or no name — doesn’t have to mean no recovery. Here’s how.
General information, not legal advice.
Utah’s minimums often aren’t enough
Utah’s required minimum coverage is 25/65/15 — far less than the cost of a serious crash. Even when the other driver is insured, their limits may run out long before your bills do.
UM/UIM coverage is your safety net
Many Utah policies include uninsured/underinsured motorist (UM/UIM) coverage, which pays when the at-fault driver has no insurance, too little, or can’t be identified — including in a hit-and-run. You may have this coverage even if you don’t realize it; an attorney reviews every policy that could apply.
After a hit-and-run
Call 911 and report it immediately, write down anything you remember about the vehicle, look for witnesses and nearby cameras, and get medical care. A prompt police report is often essential to a UM claim after a hit-and-run.
Key takeaways
- Utah’s 25/65/15 minimums often fall short of real crash costs.
- UM/UIM coverage can pay when the other driver can’t — even in a hit-and-run.
- Report a hit-and-run to police immediately and gather evidence.
- An attorney finds every policy that may cover you.
Hurt in a Utah crash? A free case review takes about a minute — no fee unless you win.
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