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What to Do After a Car Accident in Utah

What you do in the first hours can decide your case. Follow these steps in order.

General information, not legal advice.

At the scene

Get to safety and check everyone for injuries. Call 911 — Utah law requires reporting crashes involving injury, death, or significant property damage, and the police report becomes key evidence. Exchange names, insurance, and plate numbers, but don’t discuss or admit fault. Photograph everything: all vehicles, the road, signs, skid marks, and any visible injuries.

Get witnesses and report it

Witnesses leave fast — get a name and phone number from anyone who saw it. Make sure a police report is filed; you can request a copy from the investigating agency a few days later. Notify your own insurer promptly, but keep it factual.

See a doctor — soon

Whiplash and concussions often show up days later. Get evaluated quickly, even if you feel “okay” — early treatment protects your health and creates the medical record your claim depends on. Your Utah PIP coverage helps pay these first bills regardless of fault.

Before you talk to the other insurer

The at-fault driver’s adjuster will call fast and sound friendly — their job is to minimize what the company pays. You’re generally not required to give them a recorded statement. Get free advice before you do.

Key takeaways

  • Safety first, then 911 and a police report.
  • Photograph everything; never admit fault.
  • See a doctor quickly — gaps weaken your claim.
  • Talk to someone before giving the other insurer a recorded statement.

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